MON Earn

MON Earn

We are hosting a new Earn program that allows you to earn daily rewards for storing MON tokens in your Earn account.

You can join by checking the Earn section in Crypto Wallet, choosing ‘MON’ and tapping on ‘Start Earning’. By participating in MON Earn, you will receive daily MON rewards for your deposit.

If you need help topping up your Crypto Wallet, check out the instructions here.

Make sure to read the Terms of the program here.

Start of program: November 25, 2025.

What is MON

Monad (MON) — is the native token of the Monad network, a high-performance blockchain designed to address the scalability and efficiency limitations of existing networks, particularly Ethereum, while maintaining compatibility with the Ethereum Virtual Machine (EVM). This compatibility enables a smooth transition for both developers and users from Ethereum to Monad and allows developers to deploy existing Ethereum smart contracts and use a broad range of applications, tools, wallets, and analytics services with minimal modifications.

Using Crypto Wallet, you can withdraw and deposit MON from external services, as well as swap them to TON, USDT or XLM.

Monad is an independent project with no affiliation to the Crypto Wallet team. For more updates and details about the project, check token’s official website.

Where do rewards for MON Earn come from 

The MON rewards come from Crypto Wallet's dedicated total prize pool.

How long will MON Earn last

Store your crypto assets in the Earn account without any time limits. The program does not have an end date. You can open your Earn account and top it up at any time, starting from November 25.

Is participation restricted for certain regions

Yes, there may be certain regions where participation is restricted. In accordance with the User Agreement, Crypto Wallet reserves the right to select participating markets and jurisdictions, and may restrict some services in certain countries or specific regions.

You can check whether the MON Earn program is available to you in the ‘Earn’ section. If you do not see the related ‘Earn’ tab in your Crypto Wallet, it is likely that the program is not available in your region.

How can I deposit MON into Earn

On the Earn page, tap ‘Deposit’ and enter the amount in MON that you wish to place in the Earn account. If you don’t have enough MON in your balance, you can top up your Crypto Wallet in the following ways:

  • Deposit MON from another wallet or from a centralized crypto-exchange (CEX).
  • Exchange other cryptocurrencies for MON.

After being deposited into your Earn account, the funds will appear in the ‘Balance’ section on the MON Earn page.

How much can I deposit into Earn

You can deposit up to 25,000 MON to your Earn account.

The minimum deposit amount is 100 MON.

Note: MON Earn program may become temporarily unavailable if the total amount of all user deposits reaches 240 million MON.

When will I receive my first rewards

You will start earning rewards the next full day following your deposit successfully reaching your Earn account. For example, if you deposit your MON at 23:00 UTC on November 26, and it is credited successfully, you will accrue rewards starting November 28 (between 07:00 and 12:00 UTC).

In this case, only November 27 is counted as a full day. November 26 will not be counted in the calculation, since it wasn't a full day of your funds stored in the Earn account (i.e. it was only 1 hour out of the entire day of November 26).

The reward amount for a specific day depends on the minimum balance that you had in your Earn account on the previous calendar day. In the example above, you are not eligible for November 27 rewards, since the minimum balance on November 26 was 0 MON. The reward for November 28 will be calculated based on the minimum balance on November 27.

Where will the rewards be credited

Rewards in MON are accrued daily in separate transactions on the remaining deposit balance of your Earn account. After that, you will be able to transfer them to your main Crypto Wallet balance in parts or all at once, upon canceling your participation in the program.

What does APY mean

APY (Annual Percentage Yield) refers to the annual rate of return on your Earn deposit, expressed as a percentage. In simple words, if you deposit MON, APY will help you understand how much MON you would accrue over a one-year period. The interest you earn will then roll into the next calculation: the longer you keep funds in Earn, the larger your yield will be over time.

The APY rate is volatile, and its percentage changes daily. A certain reward amount is not guaranteed. For up-to-date APY information, always refer to the MON Earn page.

How are the rewards calculated 

Here is the formula to calculate your reward:

Example: you deposited 20,000 MON to your Earn account.

If the APY rate is 17%, then you will receive the following daily reward:

How to accurately calculate the daily reward?

Let's take a closer look at the example above and calculate the daily reward together:

  1. First of all, let's take into account annual rate (100%+17%), where:
  • 1 is your initial deposit (100%).
  • 0.17 is the 17% annual profit.

  1. Now we need to find the daily rate with the help of our annual rate. To find it, we take the 365th root, which is the number of days in a year.

  1. With this info, we can calculate our daily yield. For this, let's subtract our initial deposit (which is 1) and get the profit percentage.

  1. By multiplying the deposit by the daily yield, we get our daily profit.

Thus, your daily profit from a 20,000 MON deposit would be around 8 MON.

How much will I receive if I deposit 20,000 MON on November 26? How do you calculate the reward

Reward calculation is based on the minimum deposit balance from the previous calendar day. This means you will start to see rewards accruing one day after your initial deposit.

Let us look at the example above, accounting for 17% APY. The reward for November 27 will be calculated based on a balance of 0 MON, as the minimum balance on November 26 was 0 MON. The reward for November 28 will be calculated based on the minimum balance on November 27, which is 20,000 MON. In that case, the reward would be around 8 MON.

Your rewards will continue to accrue every day after — without needing to add more MON to your Earn account.

Why am I receiving different rewards amounts on different days, despite the same total deposit

The APY rate is volatile, and its percentage amount may change daily, due to market conditions and blockchain performance. If APY rates change, the reward amount may also differ on different days, even if the deposit amount is the same.

Where can I see my accrued rewards

You can see the total rewards accumulated during your entire period of participation in MON Earn in the ‘Total Earned’ section on the Earn page. 

The full reward history is accessible in your Transaction History on the Earn page.

Do I need to complete verification to participate in MON Earn

You have to pass verification successfully to make a deposit in your Earn account. If you haven’t verified your Crypto Wallet yet, you can do so on the Earn page by сhoosing the desired program.

To participate in MON Earn, it is mandatory to pass verification in Crypto Wallet. The required verification level depends on internal security measures and is set on a case-by-case basis, taking into account various criteria.

Once you confirm your participation in MON Earn, Crypto Wallet will suggest the verification level you need. Read more about different verification levels.

My verification (KYC) was not successful, will I be able to participate

Successful verification is mandatory for participation, in accordance with the Terms of the program. If you failed to pass KYC, we recommend that you contact our customer support. Our team will take a closer look at your situation and communicate the next steps.

I no longer wish to participate in MON Earn

You can close your Earn account and withdraw the whole deposit, along with the rewards earned, at any time. To do so, tap ‘Withdraw’ and type in the amount for withdrawal. The MON amount (your deposit plus rewards) will appear in your Crypto Wallet balance.

When requesting a withdrawal from your Earn account, you withdraw funds from its joint balance, including both your deposit and all the rewards earned.

I withdrew funds from MON Earn and closed my Earn account. Can I participate again

Yes, you can deposit and participate again. However, the program terms and the APY rate are subject to change and may be different at that time.

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