How to track returns on my crypto assets in Crypto Wallet

• Where can I see the returns for my Crypto Wallet portfolio
• How can I calculate the return for my balance / for a particular cryptocurrency

Where can I see the returns for my Crypto Wallet portfolio

You can track changes in the value of the crypto assets in your balance using the data shown below your Crypto Wallet balance. Just look at two colored numbers that show value change (in fiat currency) and relative change (in %). This information will help you assess the performance of your overall portfolio.

In the main menu of Crypto Wallet, you can view the change in your balance over the last 24 hours or for all time. Tap the current value to switch between two modes.

• “24h” return shows changes in returns over the last 24 hours. The reference point is the token price 24 hours ago, provided that you have not sold or withdrawn this token yet.
• “All Time” return shows how the value of all assets held in your Crypto Wallet has changed since the moment you acquired them.

The return on your investment portfolio is visible in two formats:

• In the selected fiat currency — this is the absolute return, which shows the accumulated profit or loss in currency of your choice since you purchased the token, or since the token was credited to your Crypto Wallet balance).
• As a percentage — this is the relative return / yield, which reflects the percentage change in the value of your crypto assets relative to their price at the time of purchase or deposit.

You can also view the returns for each token next to the token itself in the main menu of Crypto Wallet. Read on to learn how the related calculations work.

How can I calculate the return for my balance / for a particular cryptocurrency

Returns on crypto assets, tokenized stocks and ETFs are calculated and displayed in the fiat currency you selected. The FIFO principle (“First In, First Out”) serves as a basis for calculation - both for the total balance as well as for each individual token.

First, we determine the purchase or deposit price for each transaction that resulted in an actual increase in your balance (P2P Market orders excluded). Return calculation starts from the date of your first top-up.

The purchase / deposit price is the price at which you received a token: whether you bought it, exchanged it, or sent it to your Crypto Wallet balance. Each transaction has its own price and own return.

• For token purchases, we account for the price at which you bought the token.
• For deposits made from an external wallet or to your Earn balance, we account for the token price at the time of the deposit.
• For funds received from a Telegram contact, we account for the token price effective at the time the sender completed the transfer.
• Dividend payments on stocks and ETFs are included in the calculation; their return is calculated relative to the stock or ETF price at the time of the payout.
• For USDT, the return always equals zero.
• Network fees are not included in the calculation.

Return calculation for the total balance

Absolute return (in the fiat currency) is calculated as the sum of returns across all open investments (i.e. assets on your balance, including investments in Earn programs). To determine absolute return, we use purchase or deposit price for each individual investment as a basis.

You can perform calculations for the last 24 hours or all-time, depending on the selected period.

Relative yield (the percentage) is calculated as the following:

Example:

You purchased 0.5 XAUT at a price of 4000 USD, and then another 0.5 ETH at a price of 3000 USD. The next day, the token prices became: 1 XAUT = 4100 USD, 1 ETH = 3200 USD.

• Total value at the time of purchases:

  (0.5 XAUT × 4000 USD) + (0.5 ETH × 3000 USD) = 2000 + 1500 = 3500 USD.

• Current value:

  (0.5 XAUT × 4100 USD) + (0.5 ETH × 3200 USD) = 2050 + 1600 = 3650 USD.

• Return on the first purchase:

  0.5 XAUT (purchase size) × (4100 USD − 4000 USD) = 50 USD.

• Return on the second purchase:

  0.5 ETH (purchase size) × (3200 USD − 3000 USD) = 100 USD.

• Total absolute return:

  50 + 100 = 150 USD.

• Relative yield:

  150 USD / (3650 − 150) = 0.0429 (4.29%).

Return calculation for a specific cryptocurrency (excluding Earn programs)

Token return is calculated as the sum of returns from all purchases and deposits of that specific token.

You can perform calculations for the last 24 hours or all-time, depending on the selected period.

Important: Purchase or deposit size is the number of tokens within a single incoming transaction.

Example:

You purchased 100 TON at a price of 2 USD, and then (in a separate transaction) another 100 TON at a price of 3 USD. The next day, the price of TON increased to 3.5 USD.

• Value at the time of purchases:

  (100 TON × 2 USD) + (100 TON × 3 USD) = 200 + 300 = 500 USD.

• Current value:

  (100 TON + 100 TON) × 3.5 USD = 700 USD.

• Return on the first purchase:

  100 TON (purchase size) × (3.5 USD − 2 USD) = 150 USD.

• Return on the second purchase:

  100 TON (purchase size) × (3.5 USD − 3 USD) = 50 USD.

• Total return:

  150 + 50 = 200 USD.

Return calculation for Earn deposits

Earn return is calculated as the sum of:

• the returns on tokens deposited into the Earn program
• the returns on rewards accrued as part of the program.

You can perform calculations for the last 24 hours or all-time, depending on the selected period.

Important: Deposit size is the number of tokens within a single incoming transaction.

Example:

You deposited 450 TON at a price of 2 USD, and later the same day (in a separate transaction) 50 TON at a price of 3 USD, into the “TON Earn” program.

After 2 days, you received a reward of 0.05 TON (the TON price at the time of the reward payout was 4 USD). One day later, the price of TON increased to 5 USD.

1. Return on deposits:

• Value at the time of deposits:

  (450 TON × 2 USD) + (50 TON × 3 USD) = 900 + 150 = 1050 USD.

• Current value:

  (450 TON + 50 TON) × 5 USD = 2500 USD.

• Return on the first deposit:

  450 TON (deposit size) × (5 USD − 2 USD) = 1350 USD.

• Return on the second deposit:

  50 TON (deposit size) × (5 USD − 3 USD) = 100 USD.

• Total:

  1350 + 100 = 1450 USD.

2. Return on the reward:

• Value at the time of payout:

  0.05 TON (reward size) × 4 USD = 0.2 USD.

• Current value:

  0.05 TON (reward size) × 5 USD = 0.25 USD.

• Return:

  0.05 TON × (5 USD − 4 USD) = 0.05 USD.

3. Total Earn return:

   1450 USD + 0.05 USD = 1450.05 USD.