GRAM Earn

GRAM Earn

GRAM Earn (prev. TON Earn) is a DeFi-protocol by Tonstakers, available directly in the DeFi Account interface. It allows you to:

  • Stake GRAM (prev. TON) and earn variable rewards.
  • Start with a minimal amount — just 1 GRAM (prev. TON).
  • Retain full control over your assets: track earnings and withdraw GRAM (prev. TON) at any time under Tonstakers’s terms.
  • Use a decentralized system — Tonstakers has no access to your funds.

The DeFi-protocol is conducted by third-party service and is governed by the terms and mechanisms of Tonstakers. DeFi Account only provides a convenient interface to access the protocol.

What do I need to participate in GRAM Earn

To participate, you only need:

  • DeFi Account.
  • GRAM (prev. TON) in your DeFi Account balance: you can top up your DeFi Account or swap other tokens for GRAM (prev. TON).
  • GRAM (prev. TON) to pay the network fee for the deposit. 

How to deposit GRAM

  1. Open the ‘Earn’ section in the bottom menu of your DeFi Account and select GRAM.
  2. On the GRAM Earn page, tap ‘Deposit’.
  3. Enter the amount you want to allocate, review the fee, and then confirm the operation by tapping ‘Confirm and Deposit’.

The process takes only a few minutes. Once the transaction is confirmed, it will appear as successful, and your assets will start participating in the strategy and earning rewards, and the deposited amount will be visible on the protocol page.

How much can I deposit into GRAM Earn

The minimum deposit amount is 1 GRAM (prev. TON) and there is no maximum deposit limit.

An additional network fee applies, ranging from 0.02 to 1.4 GRAM*. Therefore, it is recommended to have at least 2.4 GRAM* available: 1 GRAM* as the minimum deposit and the remaining amount to cover the network fee.

*GRAM (Gram) is the new name of the TON token (Toncoin).

What is Tonstakers

Tonstakers is a liquid staking protocol for GRAM (prev. TON). It allows users to stake GRAM (prev. TON) with variable rewards, providing a full infrastructure — from depositing funds to withdrawals. Learn more about Tonstakers here.

What is the role of DeFi Account in GRAM Earn

The GRAM Earn DeFi-protocol is provided by a third-party organization. DeFi Account serves only as a convenient interface to access the protocol. The terms and mechanisms of its operation are determined by Tonstakers. We recommend reviewing its policies and rules before participation.

Where do the rewards come from

Tonstakers delegates GRAM (prev. TON) from the staking pool to validators, who stake it to support network operations. At the end of each cycle, validators return the GRAM (prev. TON) along with the accrued rewards.

The rewards are accumulated in the pool and automatically reinvested in the next cycle. This increases the total deposit size and, accordingly, future rewards.

As the pool grows, the value of tsTON in GRAM (prev. TON) increases: each token represents a larger share of the pool, which constitutes your rewards. Learn more on the Tonstakers website.

What does APY Mean

APY (Annual Yield or Annual Percentage Yield) shows the percentage of rewards you can earn over a year on the funds deposited in GRAM Earn. 

When you deposit GRAM (prev. TON), you immediately see an estimated 1-year return based on the current APY and token market price. The actual return may differ due to changes in the APY and GRAM (prev. TON) price.

The APY may change over time due to market conditions, strategy, and other factors. The up-to-date APY is always available on the GRAM Earn page.

How does GRAM Earn work

How does GRAM Earn work

In the DeFi Account interface, you only see the deposit and withdrawal of GRAM (prev. TON) — all internal staking operations are executed automatically.

How can I see my rewards

Rewards start accruing immediately after the deposit and are reflected in the value of tsTON, which you receive when depositing GRAM (prev. TON). As the price of tsTON in GRAM (prev. TON) increases, your accumulated rewards grow. You can view the current tsTON price on the main DeFi Account page and in the “Earnings Assets” section.

How to withdraw GRAM

To withdraw funds from GRAM Earn, tap “Withdraw” on the protocol page and choose a withdrawal option:

  • Instant — if tokens are available in the reserve (liquidity pool), GRAM (prev. TON) will be credited to your balance immediately. The rate for instant withdrawals may be slightly lower than with the “Best Rate” option. If there isn’t enough liquidity in the pool, instant withdrawals may be unavailable or limited to part of the amount — in this case, you can wait for the reserve to be replenished or use the “Best Rate” option.
  • Best Rate — you receive an NFT receipt confirming the start of the unstaking process. The withdrawal takes up to 18 hours.

After the withdrawal transaction is successfully processed, its status will change to 'Successful' and the funds will be credited to your DeFi Account.

Fees in GRAM Earn

Deposit: When depositing GRAM (prev. TON), a network fee applies from 0.02 to 1.4 GRAM (prev. TON). After the transaction is confirmed, any unused portion of the fee is automatically returned to your wallet.

Withdrawal: A network fee from 0.02 to 1.4 GRAM (prev. TON) also applies when withdrawing GRAM (prev. TON). After confirmation, any unused portion is returned to your wallet.

Note: all fees are displayed on the transaction confirmation screen so you can review them before completing the operation.

How long deposits and withdrawals take

Deposits are processed instantly — once the transaction is confirmed, your assets immediately start participating in staking and generating rewards.

Withdrawal time depends on the selected method:

  • Instant — GRAM (prev. TON) is credited to your balance immediately from the reserve’s available liquidity. Please note: this option may be unavailable or limited if there are insufficient funds in the pool.
  • Best rate — your tsTON is burned, and you receive an NFT receipt confirming the start of the unstaking process. GRAM (prev. TON) will be automatically credited to your DeFi Account within up to 18 hours.

Are there regional restrictions for participation

According to the DeFi Account Terms of Use, DeFi Account is not available in certain countries. You can view the list of restricted countries here.

Additionally, the third-party partner providing the GRAM Earn services in DeFi Account has their own terms and conditions, which may include national or regional restrictions. Depending on these terms, the DeFi-protocol may not be available in your region and/or jurisdiction.

Quick solutions to common issues

Situation

Possible cause

What to do
Unable to withdraw funds using Instant Withdrawal There is not enough liquidity in the reserve pool to process your request. Wait until the next day when the reserve is replenished and try again, or use Best Rate Withdrawal instead.
Requested a Best Rate Withdrawal, but funds haven’t arrived The transaction is still processing (up to 18 hours) or there is a temporary interface glitch. If less than 18 hours have passed, the withdrawal is still pending — check the status in your DeFi Account. If more than 18 hours have passed, contact support. Make sure your internet connection is stable and try reopening DeFi Account.
APY has decreased APY is volatile and depends on market conditions. Check TON staking updates — this may be temporary. 
The Earn or GRAM Earn section is not visible in DeFi Account Regional restrictions or temporary suspension of the protocol. If you are in a country where the service is unavailable, the protocol will not appear. Also check DeFi Account’s official channel for any announcements about temporary suspensions.
Error 'You don’t have enough GRAM to pay for transfer fee' when confirming a transaction Your balance doesn’t have enough GRAM (prev. TON) to cover the network fee. Check your balance and leave a small amount for the fee, which may range from 0.02 to 1.4 GRAM (prev. TON). If needed, top up your DeFi Account.

If the problem persists, contact our support team — we’ll help you resolve it.

Are there any risks involved with participating in GRAM Earn

Note: GRAM Earn is a DeFi-protocol with a more conservative (low) risk profile compared to other protocols available in the DeFi Account interface. Learn more

As with any DeFi project, GRAM Earn involves certain risks. Tonstakers uses open-source smart contracts that have been audited by CertiK, one of the leading Web3 security experts. Asset management is carried out exclusively through smart contracts, and the service does not have access to your funds.

Before participating, review all available information and consider the potential risks. Learn more about the risks and mitigation measures on the Tonstakers website.

Note: DeFi projects are managed by third-party entities that are not affiliated with DeFi Account. DeFi Account simply provides a convenient interface for accessing these projects. Any information we provide is not and should not be considered investment, tax, financial, legal advice, or a trading recommendation.

DeFi Account is not responsible for the organization, execution, or outcomes of any DeFi project.

DeFi Account does not guarantee the availability, eligibility for, or receipt of any rewards, and assumes no responsibility for any losses, delays, or disputes arising from participation in such DeFi projects.

Always do your own research (DYOR) and carefully assess risks before participating in any DeFi service.

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