Earn

What is “Earn”

The Earn section features DeFi projects that allow you to earn rewards. Here you can also see which protocols your funds are already allocated to. Currently, you can deposit funds into the following third-party projects:

Note: when interacting with DeFi projects, you are engaging with them directly, and they operate outside of our control. Before using them, you should conduct your own due diligence (DYOR - Do Your Own Research). Any information we provide is not and should not be considered investment, tax, financial, legal advice, or a trading recommendation.

How can I allocate funds to third-party services

Tap the “Earn” button at the bottom of the screen, or tap “Earning Assets” in the main TON Wallet menu to open the Earn section. Choose a DeFi project you’re interested in: after tapping its name, you’ll be redirected to the project’s page or mini app. There, you can review the terms and participate by depositing funds into the selected project. For example, by tapping “Toncoin”, you can see and review the terms for TON Earn.

How can I see all the funds I’ve allocated through third-party protocols

Open the Earn section or tap “Earning Assets” in the main TON Wallet menu. The Earning Assets section displays the total balance of all tokens you’ve deposited into third-party protocols via TON Wallet, allowing you to track which projects your funds are in and monitor the performance of your current allocations.


What assets can I see in “Earning Assets”

In the “Earning Assets” section, you can see your allocations across various third-party protocols, such as: 

  • Traditional Staking – tokens locked to support the network and earn rewards, which cannot be transferred or utilized without unstaking them first.
  • Lending Platforms – tokens loaned to other users via decentralized services to generate income from interest.
  • Liquid Staking – tokens issued in exchange for staked assets that remain liquid and can be used in other protocols.
  • Liquidity in DEX Pools – special tokens representing your share in decentralized exchange (DEX) liquidity pools, entitling you to a portion of the related fees.

Important: Rewards not yet claimed in your TON Wallet do not appear in the “Earning Assets” section.

After tapping on an asset, you will be redirected to a page of the DeFi project where you placed your tokens or a mini app.

Risks of participating in third-party protocols

Participation in third-party protocols involves risks: strategy performance is not guaranteed and may vary. The Earn section features DeFi-protocols with varying levels of risk.

Note: the risk level is provided for informational purposes only and is intended to help you navigate your choice of protocol.

Low Risk

Low-risk protocols use simple DeFi mechanisms without leverage, such as staking, lending, and borrowing.

What is leverage?

Leverage means using borrowed funds to increase your deposit in a protocol. This can boost potential earnings but also increases possible losses.

These protocols are considered relatively stable, although their returns may change over time due to market fluctuations or the protocol’s specific mechanics. 

Medium Risk

Medium-risk protocols are actively managed and use more advanced strategies, including:

  • allocating funds across multiple DeFi protocols;
  • multi-layered risk management mechanisms.

Leverage in these protocols is either absent or strictly limited, but they are more sensitive to market changes and technical risks within the DeFi protocols used.

Note: this article is provided for informational purposes only. DeFi projects are managed by third-party entities that are not affiliated with TON Wallet. TON Wallet simply provides a convenient interface for accessing these projects.

TON Wallet is not responsible for the organization, execution, or outcomes of any DeFi project.

TON Wallet does not guarantee the availability, eligibility for, or receipt of any rewards, and assumes no responsibility for any losses, delays, or disputes arising from participation in such DeFi projects.

As always, do your own research (DYOR) and carefully evaluate the risks before participating in any DeFi project.

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